Annuities

Retirement should be a time of enjoyment and stability. We help secure your financial independence with a variety of annuity options that provide reliable income streams. Whether you're interested in the growth potential of variable annuities or the predictability of fixed annuities, our products are designed to meet your retirement goals and support your lifestyle. Discover how our annuities can help you build a comfortable and secure retirement. Invest in your future with steady income.

Fixed Annuities

Guaranteed Returns

Secure a fixed interest rate on your investment regardless of market conditions.

Investment Period

Choose terms typically ranging from 3 to 10 years.

Payment Options

Receive payments that are guaranteed and unchanged for the duration of the annuity term.

Tax-Deferred Growth

Your investment grows tax-deferred until you start receiving distributions.

Variable Annuities

Investment Choices

Tailor your investment by allocating funds across a variety of sub-accounts that can include stocks, bonds, and other assets.

Flexible Payments

Payments vary based on the performance of the investments you choose.

Growth Potential

Offers the potential for higher returns compared to fixed annuities, aligned with higher risk.

Death Benefit

Provides a death benefit to your beneficiaries, which is at lease equal to the amount of your purchase payments.

Indexed Annuities

Linked to Indexes

Returns are tied to a specific market index, such as the S&P 500, offering a balance between fixed and variable annuities.

Interest Rate Floors

Features a minimum interest rate guarantee, ensuring you do not lose money if the index performs poorly.

Risk Control

Provides more stability and lower risk than variable annuities with the potential for higher returns than fixed annuities.

Immediate Annuities

Immediate Payouts

Start receiving payments shortly after investment, typically within one year.

Lump Sum Investment

Funded by a single lump sum payment, suitable for retirees wanting guaranteed income.

Income Streams

Offers various options for payment streams, including for life or a specific number of years.

Simplified Budgeting

Helps manage finances by providing predictable, steady income during retirement.

Deferred Annuities

Accumulation Phase

Contributions are made over time, with taxes deferred until funds are withdrawn.

Flexible Contributions

Contributions are made over time, with taxes deferred until funds are withdrawn.

Income Options

You can choose when to start receiving payments, providing flexibility in retirement planning.

Tax Advantages

Beneficial for long term retirement savings, as taxes on earnings are postponed during the accumulation phase.